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Home Loan Counseling

Home Loan Counseling Center

DCHHS strives to increase homeownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

DCHHS’ Home Loan Counseling Center (HLCC) is the oldest and most comprehensive provider of home buyer education and counseling in the North Texas area. Since 1989, HLCC has been making homeownership a reality for families in Dallas County.

HLCC partners with local municipal governments and non-profit housing agencies, home builders, realtors and mortgage lenders in an effort to provide homeownership opportunities for low-to-moderate income families in Dallas County.

HLCC Welcome Letter (English)

HLCC Welcome Letter (Spanish)


Center services include:

  1. Upfront Cost Assistance Program (UPCAP) down payment assistance


           UPCAP Information Letter    en Español


       2. Financial education classes   



Financial Literacy Seminar - 2018 en Español
Credit Repair Workshop- 2018 en Español



Financial Literacy Seminar - 2018 en Español
Credit Repair Workshop- 2018 en Español


     3. First Time homebuyer seminars


Seminar Schedule  (3 Part Series)    en Español

     4. Foreclosure and reverse mortgage loan counseling

     5. Section 8 Homeownership program

This program provides homeownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a homeownership voucher.

To find out more information about the Section 8 Homeownership Program, contact the Home Loan Counseling Center at 214-819-6060.



HLCC is a HUD approved counseling agency. Services are offered in English and Spanish, and they are free of charge to anyone interested in Homeownership, regardless of income, race, religion, sex, age or national origin.

For more information, visit the center in Suite 724 or call 214-819-6060 for an appointment.

Office hours are from 8:30 a.m. to 5 p.m. Monday through Friday.

HLCC Administrator Anglinette Stratford can be reached by fax at 214-819-6069 or by e-mail at HLCC@dallascounty.org.


For general questions or for more information about
Dallas County Health and Human Services please call 214-819-2000.


Ganesh Shivaramaiyer
Interim Director
Christopher Perkins, D.O., M.P.H.
Medical Director / Health Authority


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2377 North Stemmons Freeway, Dallas, Texas 75207-2710 | 214-819-2000