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Home Loan Counseling Center

  • Home-Loan Slide

Home Loan Counseling Center

Dallas County Health and Human Services - 2377 N. Stemmons Freeway, Suite 724 Dallas, TX 75207

Telephone: 214-819-6060   Fax: 214-819-6069

DCHHS strives to increase homeownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

We also provide counseling, support and education for existing homeowners including:  Reverse Mortgage (HECM) loans, Loss Mitigations Foreclosure counseling & Credit counseling.

Home Loan Counseling Center (HLCC) is a HUD Approved Counseling Agency.  Counseling services are offered in English and Spanish and are free of charge to anyone interested in homeownership.  In accordance with Federal Fair Housing Law it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin.

HLCC services include:

Upfront Cost Assistance Program (UPCAP) - Down Payment / Closing Cost Assistance

The UPCAP Program provides closing cost/down payment funds at closing to eligible home buyers.

Please see the UPCAP Information Letter below for details.

Seminars & Classes (only held in English)

First Time Home Buyer Seminar Series

A monthly 3 part series of Seminars that educates potential home buyers in all phases of home buying process.

July 2019

Seminar Schedule (3 Part Series)Flyer en Español

Reverse Mortgage (HECM) Loan Counseling

Please call our office for more information.

Section 8 Home Ownership Program

Assists clients who receive the Section 8 Housing Choice Rental Vouched from Dallas County Housing to purchase a home by converting the Rental Voucher to a Mortgage Payment Voucher. This program provides home ownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a home ownership voucher. To find out more information about the Section 8 Home Ownership Program, contact the Home Loan Counseling Center at 214-819-6060. 

Credit Repair Workshop

A monthly 2 hour class to educate potential home buyers on how to improve their credit score and maintain a good credit score.

July 2019

Credit Repair WorkshopFlyer en Español

Financial Literacy / Budget Workshop

A monthly 2 hour class covering the importance of a household budget, how to manage bank accounts and mortgage payments.

July 2019
Financial Literacy Seminar - 2019Flyer en Español

Loss Mitigation Foreclosure Counseling

Call for more information Reverse Mortgage (HECM) Loan Counseling Call for more information 214-819-6060.

For more information, visit our center at:

2377 N. Stemmons Freeway, Suite 724 Dallas, TX  75207

Office:  214-819-6060

Fax:  214-819-6069

Office hours are Monday through Friday from 8:00 a.m. to 5:00 p.m.

HLCC Administrator Anglinette Stratford can be reached by e-mail at HLCC@dallascounty.org.