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Home Loan Counseling Center

  • Home-Loan Slide

Home Loan Counseling Center

Dallas County Health and Human Services - 2377 N. Stemmons Freeway, Suite 724 Dallas, TX 75207

Telephone: 214-819-6060   Fax: 214-819-6069


Due to concerns about the spread of COVID 19 Virus, the
Dallas County Home Loan Counseling center is cancelling all upcoming Seminars & Classes
UNTIL FURTHER NOTICE.

We will not have them in August or September, after then feel free to contact us to check when they will resume

Since our Homebuyer Seminars are currently not available, Applicants to our UPCAP Closing Cost & Downpayment Assistance Program may take online Homebuyer Education Classes from certain local HUD Approved Counseling Agency Education Providers. Please use the link below to view & print the list of approved Homebuyer Education Providers.
• View & Print list by clicking here

Our office is open but we are not seeing clients in person. Please contact us for telephone counseling or answers to any questions @ 214-819-6060.

 

 

DCHHS strives to increase home ownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

We also provide counseling, support and education for existing homeowners including:  Reverse Mortgage (HECM) loans, Loss Mitigations Foreclosure counseling & Credit counseling.

Home Loan Counseling Center (HLCC) is a HUD Approved Counseling Agency.  Counseling services are offered in English and Spanish and are free of charge to anyone interested in home ownership.  In accordance with Federal Fair Housing Law it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin.

HLCC SERVICES INCLUDE:

UPFRONT COST ASSISTANCE PROGRAM (UPCAP)
The UPCAP Program provides closing cost/down payment funds at closing to eligible home buyers. Please see the UPCAP Information Letter below for details.

HOMEBUYER SEMINARS & CLASSES (only held in English)

FIRST TIME HOMEBUYER SEMINARS SERIES
A monthly 3 part series of Seminars that educates potential home buyers in all phases of home buying process.

January - June 2020
Home Buyer Seminar Information (3 Part Series) - English & Españolacrobat iconHome Buyer Seminar Schedule - English & Españolacrobat icon

CREDIT REPAIR WORKSHOP
A monthly 2 hour class to educate potential home buyers on how to improve their credit score and maintain a good credit score.

January - June 2020
Credit Repair Workshop - English & Españolacrobat iconCredit Repair Schedule - English & Españolacrobat icon

FINANCIAL LITERACY / BUDGET WORKSHOP
A monthly 2 hour class covering the importance of a household budget, how to manage bank accounts and mortgage payments.

January - June 2020
Financial Literacy Seminar - English & Españolacrobat iconFinancial Literacy Schedule - English & Españolacrobat icon

DALLAS COUNTY HOUSING SECTION 8 HOMEOWNERSHIP PROGRAM
Assists clients who receive the Section 8 Housing Choice Rental Vouched from Dallas County Housing to purchase a home by converting the Rental Voucher to a Mortgage Payment Voucher. This program provides home ownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a home ownership voucher. To find out more information about the Section 8 Home Ownership Program, contact the Home Loan Counseling Center at 214-819-6060.

LOSS MITIGATION / FORECLOSURE COUNSELING
Individual counseling for reducing the prospect of foreclosure by reviewing the home owners mortgage loan, the cause of being in default, examining the financial status of the borrower (budget), and helping the home owner communicate with their mortgage lender.

Please call our office at 214-819-6060 for more information.

REVERSE MORTGAGE / HOME EQUITY CONVERSION MORTGAGE (HECM)
We do in-office counseling for Home Equity Conversion Mortgages which allow seniors to convert the equity in their home to cash or monthly payments back to the home owner. Borrowers must be at least 62 years old or older.

Please call our office at 214-819-6060 for more information.

For more information, visit our center at:

2377 N. Stemmons Freeway
Suite 724
Dallas, TX 75207

Office Hours: Monday through Friday, 8:00 a.m. - 5:00 p.m.

Office: 214-819-6060
Fax: 214-819-6069


HLCC Administrator Anglinette Stratford can be reached by e-mail at HLCC@dallascounty.org.