The North Dallas Government Center at 10056 Marsh Lane, Dallas, Texas 75229 has been closed until further notice due to tornado damage from the inclement weather on Sunday, October 20, 2019.

For a list of helpful recovery resources, please click the “October 2019 Tornado Resources” link in the orange Hot Links box.

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Home Loan Counseling Center

  • Home-Loan Slide

Home Loan Counseling Center

Dallas County Health and Human Services - 2377 N. Stemmons Freeway, Suite 724 Dallas, TX 75207

Telephone: 214-819-6060   Fax: 214-819-6069

DCHHS strives to increase homeownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

We also provide counseling, support and education for existing homeowners including:  Reverse Mortgage (HECM) loans, Loss Mitigations Foreclosure counseling & Credit counseling.

Home Loan Counseling Center (HLCC) is a HUD Approved Counseling Agency.  Counseling services are offered in English and Spanish and are free of charge to anyone interested in homeownership.  In accordance with Federal Fair Housing Law it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin.

HLCC services include:

Upfront Cost Assistance Program (UPCAP) - Down Payment / Closing Cost Assistance

The UPCAP Program provides closing cost/down payment funds at closing to eligible home buyers. Please see the UPCAP Information Letter below for details.

Seminars & Classes (only held in English)

First Time Home Buyer Seminar Series:

A monthly 3 part series of Seminars that educates potential home buyers in all phases of home buying process.

November 2019
 Seminar Schedule (3 Part Series) - English Flyer & Flyer en Español


Section 8 Home Ownership Program:

Assists clients who receive the Section 8 Housing Choice Rental Vouched from Dallas County Housing to purchase a home by converting the Rental Voucher to a Mortgage Payment Voucher. This program provides home ownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a home ownership voucher. To find out more information about the Section 8 Home Ownership Program, contact the Home Loan Counseling Center at 214-819-6060.



Credit Repair Workshop:

A monthly 2 hour class to educate potential home buyers on how to improve their credit score and maintain a good credit score.

November 2019
Credit Repair Workshop - English Flyer & Flyer en Español


Financial Literacy / Budget Workshop:

A monthly 2 hour class covering the importance of a household budget, how to manage bank accounts and mortgage payments.

November 2019
Financial Literacy Seminar - English Flyer & Flyer en Español


Loss Mitigation Foreclosure Counseling:

Please call our office at 214-819-6060 for more information.



Reverse Mortgage (HECM) Loan Counseling: 

Please call our office at 214-819-6060 for more information.



For more information, visit our center at:

2377 N. Stemmons Freeway
Suite 724
Dallas, TX 75207

Office Hours: Monday through Friday, 8:00 a.m. - 5:00 p.m.

Office: 214-819-6060
Fax: 214-819-6069

HLCC Administrator Anglinette Stratford can be reached by e-mail at