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Welcome to Dallas County’s Benefits Section

Your needs change throughout the course of your career. The benefits programs provided by Dallas County include a broad range of offerings so you can select the options that best suit your individual needs at every stage. Annual open enrollment is your opportunity to re-evaluate and change your benefit selections each year.

What's New 2014

Medical Dental Vision Life Insurance Disability Insurance
Flexible Spending Account Open Enrollment Express
Scripts
Domestic Partners Program The HELPS Act
    Benefits Forms    
       

2014 Benefits Enrollment Guide - Click Here!

Dallas County’s Medical Benefits

Dallas County offers medical insurance to full time employees so they can enjoy peace of mind and afford the medical care they need to remain healthy, happy, and productive.

The information that follows is a summary of the medical benefits provided to all full time employees. Dallas County participates in The Public Employees Benefits Cooperative (PEBC) along with other city and county agencies. In 2014, employees can choose to enroll in a PPO or Choice Plus with Health Savings Account (HSA) Medical Plan. Benefits are available to full time employees only. Medical coverage begins on the 1st day of the month after you complete 30 consecutive calendar days of active employment as a regular, full-time employee.

The 30-day waiting period is measured from your Hire Date, which is defined as the date you actively begin working for Dallas County on an active, full-time basis.

For example, if your first day of regular, active employment is January 15th, you will be eligible for medical coverage on March 1st. If your first day of regular, active employment is February 1st, you will be eligible for medical coverage under your selected plan on April 1st, because the month of February has less than 30 days.

To be eligible, you must meet these requirements:

  • You must be a regular full-time employee
  • You must continue to be actively employed (working 40 hours or more a week); and
  • You must complete the enrollment process within 14 days of your Hire Date or by the Annual Enrollment deadline. (Note: The annual open enrollment period is the month of November).

To add dependents, you must provide one of the following:

  • Valid certificate of marriage (license) or Declaration of Informal Marriage (common law Spouse)
  • Birth Certificate listing employee as parent Certificate of Adoption or Adoption Court Order listing employee as adoptive parent
  • Child Support Order, QMSCO or divorce decree indicating the child as the natural child of the employee
  • Birth certificate showing employee’s current spouse as parent of the child plus employee’s valid certificate of marriage
  • Birth certificate of grandchild and employee’s natural child plus birth certificate of employee’s natural child showing employee as parent; plus most recent 1040 showing grandchild claimed as dependent on employee tax return. (in lieu of 1040 – grandchild affidavit only for current year – obtained in Human Resource/Civil Services)
  • Court Order listing employee as Managing Conservator or Joint Managing Conservator (requiring employee to provide medical coverage for the child)

Medical Coverage: Employees can choose from multiple medical plans. Dallas County pays a large portion of medical coverage for full-time employees. Employees may choose to opt out of medical plans by:

  • Providing proof of other comparable coverage, and
  • Login to ESS system and elect to opt-out of medical coverage; and
  • Completing a “Certification of Other Coverage” Form (Contact the Human Resources/Civil Service Department).

The bi-weekly rates are deducted from 26 paychecks only on a pre-tax basis as follows:

2014 MEDICAL Per Pay Period Rates – Full Time Active Employees

Medical Plan Option Employee Only Employee Plus Spouse Employee Plus Child(ren) Employee Plus Family
HDP (“HSA Plan”)
The Choice Plus Plan with HSA
$11.37 $173.73 $79.56 $241.92
PPO UnitedHealthcare Choice Plus Network $30.68 $214.79 $113.53 $297.64

For additional information about selecting a primary care physician, annual deductibles, physician services, preventive care, inpatient hospital services, diagnostic lab & X-rays, hospital emergency care services and other benefits, please visit the Public Employees Benefits Cooperative (PEBC) website at www.pebcinfo.com, password: 123dallas. Be sure to register with MYUHC.com to get the maximum utilization out of your medical plan.

If you have specific questions about your benefits, please contact the Human Resources Department at 214-653-6161 or 214-653-6579.


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Dallas County’s Dental Benefits

The information below is a summary of the dental benefits provided to full time employees. Dallas County participates in The Public Employees Benefits Cooperative (PEBC) along with other city and county agencies. In 2014, employees can choose from the Assurant DHMO Dental Plan or the PEBC PPO Dental Plan with access in-network and out-of-network benefits. Benefits are available to full time employees only. Dental coverage begins on the 1st day of the month after you complete 30 consecutive calendar days of active employment as a regular, full-time employee.

The 30-day waiting period is measured from your Hire Date, which is defined as the date you actively begin working for Dallas County on an active, full-time basis.

For example, if your first day of regular, active employment is January 15th, you will be eligible for dental coverage on March 1st. If your first day of regular, active employment is February 1st, you will be eligible for dental coverage under your selected plan on April 1st, because the month of February has less than 30 days.

To be eligible, you must meet these requirements:

  • You must be a regular full-time employee
  • You must continue to be actively employed (working 40 hours or more a week); and
  • You must complete the enrollment process within 14 days of your Hire Date or by the Annual Enrollment deadline. (Note: The annual open enrollment period is the month of November).

Dental Coverage: Bi-weekly rates are deducted from 26 paychecks only on a pre-tax basis as follows:

Note: Dental coverage is optional; employees can choose not to elect dental.

Medical Option Employee
Only
Employee Plus
Spouse
Employee Plus
Child(ren)
Employee Plus
Family
Assurant Dental DHMO Plan $ 5.94 $ 10.13 $ 13.36 $ 17.07
PEBC PPO Dental Plan $ 14.40 $ 26.62 $ 33.10 $ 46.06

For additional information about selecting a dentist, dental services, preventive care, and all other benefits, please visit the Public Employees Benefits Cooperative (PEBC) website at www.pebcinfo.com, password 123 dallas.

If you have specific questions about your benefits, please contact the Human Resources Department at (214) 653-6579 or (214) 653-6161.


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Dallas County’s Vision Benefits

The information below is a summary of the vision benefits provided to full time employees. Dallas County participates in The Public Employees Benefits Cooperative (PEBC) along with other city and county agencies. In 2014, employees can enroll in VSP Choice Plan. Benefits are available to full time employees only. Vision Coverage begins on the 1st day of the month after you complete 30 consecutive calendar days of active employment as a regular, full-time employee.

The 30-day waiting period is measured from your Hire Date, which is defined as the date you actively begin working for Dallas County on an active, full-time basis.

For example, if your first day of regular, active employment is January 15th, you will be eligible for dental coverage on March 1st. If your first day of regular, active employment is February 1st, you will be eligible for dental coverage under your selected plan on April 1st, because the month of February has less than 30 days.

To be eligible, you must meet these requirements:

  • You must be a regular full-time employee
  • You must continue to be actively employed (working 40 hours or more a week); and
  • You must complete the enrollment process within 14 days of your Hire Date or by the Annual Enrollment deadline. (Note: The annual open enrollment period is the month of November).

Vision Coverage: Bi-weekly rates are deducted from 26 paychecks only on a pre-tax basis as follows:

Note: Vision coverage is optional; employees can choose not to elect vision.

2014 VISION Per Pay Period Rates – Full Time Active Employees

Vision Option Employee
Only
Employee Plus
Spouse
Employee Plus
Child(ren)
Employee Plus
Family
VSP Choice Vision Plan $ 2.84 $ 5.31 $ 5.66 $ 8.82

For additional information about selecting a doctor, vision services, preventive care, and all other benefits, please visit the Public Employees Benefits Cooperative (PEBC) at www.pebcinfo.com password 123 dallas.

If you have specific questions about your benefits, please contact the Human Resources Department at (214) 653-6579 or (214) 653-6161.


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Dallas County’s Long Term Disability Benefits

If your income stops due to a disabling injury or illness, how will you pay your mortgage, your household bills, and the everyday living expenses for you and your family? Dallas County offers long-term disability to help employees protect themselves and their loved ones from financial risks and uncertainties surrounding a disability.

The information below is a summary of the long term disability benefits provided to full time employees (only). Long term disability coverage begins on the 1st day of the month after you complete 30 consecutive calendar days of active employment as a regular, full-time employee.

The 30-day waiting period is measured from your Hire Date, which is defined as the date you actively begin working for Dallas County on an active, full-time basis.

For example, if your first day of regular, active employment is January 15th, you will be eligible for insurance coverage on March 1st. If your first day of regular, active employment is February 1st, you will be eligible for medical coverage under your selected plan on April 1st, because the month of February has less than 30 days.

To be eligible, you must meet these requirements:

  • You must be a regular full-time employee
  • You must continue to be actively employed (working 40 hours or more a week); and
  • You must complete the enrollment process within 14 days of your Hire Date or by the Annual Enrollment deadline. (Note: The annual open enrollment period is the month of November).

For additional details and information about exclusions and limitations, deductible income, and other benefits please visit the Public Employees Benefits Cooperative (PEBC) website at www.pebcinfo.com. password 123dallas

If you have specific questions about your benefits, please contact the Human Resources Department at (214) 653-6579 or (214) 653-6161.


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Dallas County’s Flexible Spending Accounts

The out-of-pocket medical and dependent care expenses that you pay each year can quickly add up to hundreds, or even thousands, of dollars. Ordinarily, these expenses are paid with after-tax money. Dallas County offers Flexible Spending Accounts (FSA) that allows you to use pretax salary dollars to pay for these expenses often at significant savings for your family.

Dallas County is joined with a cooperative insurance group along with other city and county agencies. That insurance company is PEBC (Public Employee Benefits Cooperative). The information below outlines the two types of Flexible Spending (FLEX) Accounts provided to employees. These benefits are available to full time employees only.

Two Types of Flexible Spending (FLEX) Accounts

The Section 125 Flexible Spending Account plan is administered by PayFlex and helps you save money for health care and dependent care expenses. This benefit allows you to deduct money from your paychecks for:

  1. Health care reimbursement for qualified out-of-pocket health care expenses that are not covered by insurance (i.e. prescription and office visit co-pays, lab fees, glasses, contacts, dental services, over-the-counter products, etc.);
  2. Dependent care reimbursement for costs paid to day care and elder care providers. When you elect this benefit, you will enjoy a tax savings because the money for these items is deducted before taxes.

For additional information, please visit the Public Employees Benefits Cooperative (PEBC) website at www.pebcinfo.com. password 123dallas

If you have specific questions about your benefits, please contact the Human Resources Department at (214) 653-6579 or (214) 653-6161.


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Dallas County’s Life Insurance Benefits

Dallas County employees enjoy life insurance coverage to help them build assets that will provide for their families in the event of death.

The information below is a summary life insurance programs provided to Dallas County employees. The County is joined with a cooperative insurance group along with other city and county agencies. That insurance company is PEBC (Public Employee Benefits Cooperative). Life insurance coverage begins on the 1st day of the month after you complete 30 consecutive calendar days of active employment as a regular, full-time employee.

The 30-day waiting period is measured from your Hire Date, which is defined as the date you actively begin working for Dallas County on an active, full-time basis.

For example, if your first day of regular, active employment is January 15th, you will be eligible for life insurance coverage on March 1st. If your first day of regular, active employment is February 1st, you will be eligible for life insurance coverage on April 1st, because the month of February has less than 30 days.

To be eligible, you must meet these requirements:

  • You must be a regular full-time employee
  • You must continue to be actively employed (working 40 hours or more a week); and
  • You must complete the enrollment process within 21 days of your Hire Date or by the Annual Enrollment deadline. (Note: The annual open enrollment period is the month of November).

Two programs are offered. The BASIC program is paid for by the County. The OPTIONAL program is paid for by the employee. Both programs are with Fort Dearborn Life Insurance Company.

BASIC Employee Term Life and Accidental Death and Dismemberment (AD&D) Insurance

If you are a “benefits eligible” employee, the County provides this coverage at no cost to you. Under the Basic Term Life plan, if you die, your beneficiary receives a single payment from the plan. If the cause of death is due to an accident, in addition to term life benefits, your beneficiary is eligible for an AD&D insurance benefit. You could also qualify to receive partial AD&D benefits if you suffer serious injuries from an accident.

Your life insurance amount on January 1st is based on your annual salary on December 31st of the prior year, or your hire date. Your AD&D coverage equals your basic term life insurance amount. *Your Basic Life and AD&D coverage will not be less than $20,000 or more than $50,000. Your coverage amount reduces at age 70.

For more information, please contact Julia McDuff in the Human Resources/Civil Service Department at (214) 653-6161.

OPTIONAL Term Life and AD&D Insurance (Benefits for your beneficiaries in the event of your death)

Dallas County also offers an Optional Term Life and Accidental Death and Dismemberment (AD&D) policy that you can purchase at 1 or 2X your annual salary. The AD&D insurance provides specified benefits for a covered accidental bodily injury that directly causes dismemberment (i.e. loss of a hand, foot or eye).

Your Age
Initial premium based on your age on coverage effective date
Monthly cost per thousand Term and
AD & D
Your Age
Initial premium based on your age on coverage effective date
Monthly cost per thousand Term and
AD & D

Under 30 $ .09 50 - 54 $ .35
30 - 34 $ .11 55 - 59 $ .53
35 - 39 $ .13 60 - 64 $ .87
40 - 44 $ .17 65 - 69 $ 1.41
45 - 49 $ .24 70 and above $ 2.38
If you are increasing your current coverage or selecting optional coverage for the first time and you are not a new employee, you must complete an “Evidence of Insurability” (EOI) Form and an Insurance Application. Coverage is subject to medical underwriting approval. Contact the Human Resources/Civil Service Department for more information.

Spouse Optional Term Life & AD&D Insurance (Benefits for your beneficiaries in the event of the death)

Dallas County also offers Spouse Optional Term Life policy that you can purchase at $10,000, $25,000, $50,000, $75,000, and $100,000. Spouse Optional Term Life cannot exceed 50% of the employee Optional Term Life amount

Your Age
Initial premium based on your age on coverage effective date
Monthly cost per thousand Term Your Age
Initial premium based on your age on coverage effective date
Monthly cost per thousand Term
 
Under 30 $ .0.05 50 - 54 $ .31
30 - 34 $ .07 55 - 59 $ .49
35 - 39 $ .09 60 - 64 $ .83
40 - 44 $ .13 65 - 69 $ 1.37
45 - 49 $ .20 70 and above $ 2.34
If you are increasing your current coverage or selecting optional coverage for the first time and you are not a new employee, you must complete an “Evidence of Insurability” (EOI) Form and an Insurance Application. Coverage is subject to medical underwriting approval. Contact the Human Resources/Civil Service Department for more information.

Dependents Group Term Life Insurance (Benefits for you in the event of the death of a dependent)

Option I Option II
Spouse: $ 5,000 Spouse: $ 10,000
Children: Live birth up to age 25 $ 2,500 Children: Live birth up to age 25 $ 5,000
Per pay period cost is $0.49 regardless of the number of eligible dependents. Per pay period cost is $0.97 regardless of the number of eligible dependents.
If you are increasing your current coverage or selecting optional coverage for the first time and you are not a new employee, you must complete an “Evidence of Insurability” (EOI) Form and an Insurance Application. Coverage is subject to medical underwriting approval. Contact the Human Resources/Civil Service Department for more information.

For additional information about these programs, please visit the Public Employees Benefits Cooperative (PEBC) website at www.pebcinfo.com. password 123dallas

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